Privacy Policy & SMS Terms

Niko Capital LLC d/b/a Swift Response AI · Last updated: June 12, 2026

Who We Are

Swift Response AI ("we," "us") is a lead response and appointment scheduling service operated by Niko Capital LLC, 30 N Gould St, Ste R, Sheridan, WY 82801. We connect consumers who request home-service estimates with licensed local contractors, and we provide AI-assisted call, text, and email communication on behalf of our business clients.

Information We Collect

Information you provide: name, phone number, email address, property/service details you submit through our forms or share during calls.
Communications data: call recordings, call transcripts, and message history related to your inquiry.
Technical data: basic website analytics (pages visited, device type).

How We Use Your Information

To respond to your inquiry by phone, text message, and email — including via automated technology and AI-generated voice;
To schedule, confirm, and remind you about appointments you request;
To connect you with a licensed local contractor relevant to your request;
To improve our services and maintain quality records.

We do not sell your personal information to data brokers. Your information is shared only with the contractor(s) handling your specific service request and the service providers that power our communications.

SMS / Text Messaging Terms

By submitting a form with the SMS consent checkbox, you agree to receive text messages from Swift Response AI related to your inquiry — including appointment scheduling, confirmations, reminders, and follow-ups. Consent is not a condition of purchase.

Message frequency varies based on your inquiry and appointment activity.
Message and data rates may apply per your mobile carrier plan.
Opt out anytime: reply STOP to any message to unsubscribe. Reply HELP for help or contact us at terry@swiftresponseai.com.
Carriers are not liable for delayed or undelivered messages.
We do not share your mobile number or SMS consent with third parties or affiliates for their own marketing purposes.

AI Voice Calls

Some calls you receive from us are conducted by an AI voice assistant. By providing consent on our forms, you agree to receive calls made using automated technology and artificial or prerecorded voice. You may request a human follow-up at any time during a call, or opt out of further calls entirely by telling the assistant or emailing us.

Data Retention & Security

We retain inquiry and communications records for as long as needed to provide our services and meet legal obligations, then delete or anonymize them. Data is stored with reputable providers using industry-standard security controls.

Your Rights

You may request access to, correction of, or deletion of your personal information by emailing terry@swiftresponseai.com. We respond to verified requests within 30 days.

Children

Our services are intended for individuals 18 and older. We do not knowingly collect information from children.

Changes

We may update this policy from time to time. The "last updated" date above reflects the current version.

Contact

Niko Capital LLC d/b/a Swift Response AI
30 N Gould St, Ste R, Sheridan, WY 82801
terry@swiftresponseai.com